*All mortgage loans are subject to buyer qualifications and approved credit scores and are for owner occupied residents. Many factors are important to obtain a mortgage and qualify to purchase a home, including but not limited to: total price of the home, amount of downpayment, interest rates, job history, overall debt, debt to income ratios, and other specific underwriting criteria. Please consult a mortgage expert for further details. All information including prices, terms and availability is subject to change without prior notice. Prices do not include options, upgrades, elevation premiums and/or lot premiums. Florsheim Homes reserves the right to make modifications to elevations, floorplans and features without notice. Photos shown are representative. Copyright © 2025 Florsheim Homes, all rights reserved. 6/10/25.

Examples are based on Plan 1 at Fifth Edition with a grand total sales price of $376,990. Interest rates are effective as of 6-10-25 and are subject to continual changes.

1. FHA Zero Cash out of Pocket. FHA 30 Year first mortgage with a 10-year second mortgage to be used for the downpayment. This first mortgage features a simple interest rate of 6.6% and APR of 7.5%. The second mortgage provides a higher interest rate (8.6% simple interest, 8.6% APR) and will cover the 3.5% downpayment estimated at $13,195. Initial monthly PITI and HOA payments of $3,281 include both loans.

2. FHA Low Payments start at $2,407/month. FHA 30 Year mortgage with a 3-2-1 buydown provision features a starting interest rate of 3.49% year one, 4.49% year two, 5.49% year three and 6.49% year four through thirty. Monthly PITI and HOA payments begin at $2,407 year 1 and graduate to $3,084 in years 4 through 30 at 7.38% APR. Estimated downpayment is $13,195.

3. VA Loans with Fixed Rates. VA 30 Year mortgage with no money down. This loan features PITI and HOA monthly payments of $2,719 for 30 years fixed at 5.49% simple interest, 6.14% APR.