Where quiet surroundings meet modern convenience, you’ll find Saddlewood – a new neighborhood of just 35 homes in Oakdale. These contemporary residences are all-electric and come with solar included, helping homeowners save on energy costs while embracing a sustainable lifestyle. With easy access to nearby commute routes and spacious two-story layouts (ranging from 3 to 5 bedrooms), Saddlewood provides the comfort and flexibility today’s families need.

Oakdale has small-town charm with quaint, antique shops, western-themed restaurants, and a community that’s downright neighborly. Featuring numerous parks and recreation, this family-friendly town is just minutes from Modesto and serves as a gateway to the breathtaking beauty of Yosemite.

$2,783/mo.*
$499,000
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$2,902/mo.*
$521,000
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$3,054/mo.*
$549,000
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DISCLAIMER:

All mortgage loans are subject to buyer qualifications and approved credit scores and are for owner occupied residents. Many factors are important to obtain a mortgage and qualify to purchase a home, including but not limited to: total price of the home,amount of downpayment, interest rates, job history, overall debt, debt to income ratios, and other specific underwriting criteria. Please consult a mortgage expert for further details. All information including prices, terms and availability is subject to change without prior notice. Prices do not include options, upgrades, elevation premiums and/or lot premiums. Florsheim Homes reserves the right to make modifications to elevations, floorplans and features without notice. Photos shown are representative. Copyright © 2026 Florsheim Homes. All rights reserved. 1/13/26.

Examples are illustrated below for all plans offered at Saddlewood. Interest rates are effective as of 1-13-26 and are subject to continual changes.

Plan 1 base price $499,000. FHA Low Payments start at $2,783/month. FHA 30 Year mortgage with a 3-2-1 buydown provision features a simple interest rate of 2.5% year one, 3.5% year two, 4.5% year three and 5.5% years 4 through 30. Monthly PITI and HOA payments begin at $2,783 year 1 and graduate to $3,629 in years 4 through 30 at 6.388% overall APR. Estimated downpayment is $17,465.

Plan 2 base price$521,000. FHA Low Payments start at$2,902/month. FHA 30-year mortgage with a 3-2-1 buydown provision features a simple interest rate of 2.5% year one, 3.5% year two, 4.5% year three and 5.5% years 4 through 30. Monthly PITI and HOA payments begin at $2,902 year 1 and graduate to $3,785 in years 4 through 30 at 6.385% overall APR. Estimated downpayment is $18,235.

Plan 3 base price $549,000. FHA Low Payments start at $3,054/month. FHA 30 Year mortgage with a 3-2-1 buydown provision features a simple interest rate of 2.5% year one, 3.5% year two, 4.5% year three and 5.5% years 4 through 30. Monthly PITI and HOA payments begin at $3,054 and graduate to $3,985 in years 4 through 30 at 6.382% overall APR.Estimated downpayment is $19,215.

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